Business Credit Line Sweep

Work your money overtime

Earn More

Use excess funds to generate investment returns.D

Hands Off

Fully automated process that requires no manual transfers.

Reduce Debt

Use excess funds to reduce debt or interest charges on lines of credit.

benefits

Keep your money working

More options

Select from two choices of overnight investments that earn highly competitive interest rates, preserve liquidity and minimize risk.

Offset charges

Set a maintained target balance in your account to offset some or all service charges.

Reduce interest costs

No investments? No problem. Excess cash will directly pay your Business Lines of Credit to minimize your interest expenses.

Automate investments

If you have no line of credit or credit is paid off, your excess cash goes directly into the investment options of your choice.

how it works

Work your excess cash harder

Metropolitan Commercial Trust Bank Business Credit Line Sweep and Loan Services keeps your excess cash working—every day. Use excess funds to generate investment returns and reduce debt or interest charges on business lines of credit.

Invest

Transfer available cash balances in your operating account to predetermined short-term investmentD automatically.

Credit

Use available cash to pay business lines of credit—automatically.

Transfer

Balances are then transferred back to the original account in the morning.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Remote Deposit Capture

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.

Subject to credit approval.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Metropolitan Commercial Trust Bank Wealth Management is a registered trademark of Metropolitan Commercial Trust Bank BancShares, Inc. Metropolitan Commercial Trust Bank Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, Equal Housing Lender; Metropolitan Commercial Trust Bank Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and Metropolitan Commercial Trust Bank Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through Metropolitan Commercial Trust Bank Investor Services, Inc., Member FINRA and SIPC. Metropolitan Commercial Trust Bank Asset Management, Inc. provides investment advisory services.

See more about Metropolitan Commercial Trust Bank Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Links to third-party websites may have a privacy policy different from Metropolitan Commercial Trust Bank and may provide less security than this website. Metropolitan Commercial Trust Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by Metropolitan Commercial Trust Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.