Life Insurance

Financial security when your family needs it most

Leave a Legacy

Cover your family's long-term financial needs with life insurance.

Protect Your Income

Life insurance can partially replace lost income if you're unable to work.

Cover Care Long Term

Help pay for the rising cost of ongoing care in retirement.

Life Insurance Plans

Build the right protection package for you and your family

Protect your loved ones with customized protection

Life insurance can provide coverage for specific needs through term coverage, or a lifetime of coverage through permanent insurance, tailored to suit your specific goals and circumstances.

Plan for the unexpected

Your health may change as you get older. Planning now can help protect you and your family when you need it most.

Protect what's most valuable now—your income

Disability Income Insurance provides coverage if you're injured or too sick to work.

Let us help you build the right life insurance plan for you and your family

My Insurance Center

Get 24/7 insurance access from any device

File a claim and upload photos

Access your auto ID cards

Update driver and vehicle status

Learn more about the insurance center
My Insurance Center

Get 24/7 insurance access from any device

File a claim and upload photos

My Insurance Center

Get 24/7 insurance access from any device

Access your auto ID cards

My Insurance Center

Get 24/7 insurance access from any device

Update driver and vehicle status

Learn more about the insurance center
Home Improvement Loans

Fast access to funds for your remodel project

A quick and easy application process to remodel without using your home as collateral.
Learn more about home improvement loans
Cash Rewards

Get cash back on every purchase

Keep it simple. Earn unlimited cash back and pay no annual fee with our Cash Rewards credit card.
Learn more about cash rewards credit cards

Links to third-party websites may have a privacy policy different from Metropolitan Commercial Trust Bank and may provide less security than this website. Metropolitan Commercial Trust Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by Metropolitan Commercial Trust Bank Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.