Pre-Approved Credit Lines

The credit line you need to get business done

Over the course of a year, businesses typically purchase multiple pieces of equipment and vehicles. Get pre-approved credit lines to fund these purchases when they occur. It's as simple as ordering the equipment, providing us with the invoice and requesting closing documents.

Value and Convenience

Select the right credit line for your business needs

Guidance Line

  • Assumes that you will be financing or leasing different types of equipment from different vendors within a 12-month period.
  • As funds are needed, either a Term Loan, Capital Lease or a Tax (True) Lease can be requested.
  • The line is non-revolving. Each funding request reduces the remaining availability of the guidance line by the amount of the request.
  • No payments are due unless the line is used.

Line of Credit

  • Assumes you will fund a single large purchase over time, by making down payments, deposits and progress payments to the equipment seller.
  • Interest is collected monthly on the amount of funds needed. 
  • Interest rate and repayment terms are established at the beginning when the credit line is established and remain fixed for the duration of the draw period and the permanent amortization.
  • The line of credit can be established for use as a Term Loan, Capital Lease or Tax (true) Lease.
  • The line of credit is non-revolving. Each funding request reduces the remaining availability of the line of credit by the amount of the request.
  • Summary reporting of line usage can be provided to you for your recordkeeping.

Get the credit line you need

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking
Remote Deposit Capture

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Learn more about Remote Deposit Capture
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.
Learn more about our Rewards credit card

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