Business Credit Card Benefits
Convenient payments and protection for your business
Credit card benefits
Benefits for all business credit cardholders
When you open a Metropolitan Commercial Trust Bank Visa® credit card account for your business, you're auto-enrolled in great benefits to provide added convenience and protection.
Coverage for travel and emergencies
Travel and Emergency Assistance is available for covered Metropolitan Commercial Trust Bank credit cardholders from anywhere in the world.D
Auto rental collision waiver
Rent a car with your covered Metropolitan Commercial Trust Bank credit card and get built-in Auto Rental Coverage.D
Purchase security
You'll get protection on new purchase within the first 90 days of buying them.D
Extended warranty
Extended warranty coverage can help you manage, use and extend any warranties you have.D
Expense tracking
Keep your personal and business finances separate.
Cash flow and improved credit
Help your business grow with added working capital.
Spending limit management
Get employee credit cards with spending limits you set at no additional cost.
Cell phone protection
Protect your cell phoneD when you pay your monthly bill with your Metropolitan Commercial Trust Bank business credit card.
Special deals on dining, entertainment, shopping and more
Unique benefits for Premium Rewards cardholders
You're auto-enrolled in Visa Signature benefits when you open a Premium Rewards Business credit card.
Trip interruption coverage
Receive up to $5,000 per insured person for non-refundable tickets you paid for with your Premium Rewards card.D
Lost luggage reimbursement
Get reimbursed for up to $3,000 per trip per bag for any luggage that was lost, stolen or misdirected.D
Travel accident insurance
You're protected against financial hardship caused by an accident that occurred on a trip paid for with your Premium Rewards card.D
Visa concierge services
You'll get personalized information and assistance related to travel, dining and entertainment.D
Convenient ways to pay
From contactless payments to digital wallets, you have more ways than ever to quickly, conveniently pay for your purchases.
Just tap and pay for business on the go
Your credit card has contactless payment technology, which means you can tap to pay for purchases anywhere contactless payments are supported.
Look. Tap. Go.
At checkout, check for the contactless symbol
Tap your contactless card on the terminal
Your payment will be processed in seconds
A simple way to pay to go cashless
Your smartphone's Digital Wallet is a fast and secure way to pay—and it works seamlessly with Metropolitan Commercial Trust Bank Visa business credit cards.
Fraud protection
Along with your credit card benefits, Metropolitan Commercial Trust Bank offers robust fraud protection services to help keep your cards and information safe.
Protect your account from unauthorized transactions
The Visa Zero Liability PolicyD is a guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit card is lost, stolen, or fraudulently used online or offline.
Set card alerts within Digital Banking
Businesses that use Digital Banking gain the added benefit of card alerts.